Disability benefits are available to qualified recipients under two programs, Supplemental Security Income (SSI) and Social Security Disability Income (SSDI). The Social Security Administration (SSA) typically decides within four to six months, though it is not uncommon to take longer. If Social Security initially denies your application based on medical eligibility for disability benefits (as opposed to a technical disability denial), you can appeal that decision by requesting a hearing. Those who were approved for benefits after a hearing waited an average of about seven weeks for the decision, while those who were denied waited almost ten weeks, on average. This means you will not receive any back pay if your claim is approved within five months of you applying. Terry, You you can continue to work past your Full retirement age, just keep in mind two things. People who qualify for SSI can also receive Medicaid benefits. Social Security generally pays the past-due benefits for SSI or combined SSI/SSDI in three equal installment payments that are separated by six months each. If a disability judge denies SSDI or SSI benefits after a hearing, applicants can seek further review with the Social Security Appeals Council (which takes about a year on average) and, after that, an appeal in federal court. Re: Approved for SSDI in 3 Months Yes i do agree that Doctors reports carry the burden of evidence of disability, along with objective test results. SSD Approved in 2 Months. You may want to know how much you can expect to receive in SSDI benefits. Ensuring these steps are conducted properly and quickly will ensure your benefits are … Magnolia Gets Approved in Two Months. Our award rate of 51% for initial claims is much higher than the SSA standard of 35%. Here’s what we learned about how long they had to wait at different stages in the process. Under a work review, SSA looks at earnings to determine if an individual is earning more than substantial gainful activity (SGA), which is $1,090 per month. If you are approved for SSI, or SSI and SSDI, the rules are different. Just how long does it takes to receive a Social Security Disability or SSI award letter, depends upon the level at which your disability claim is approved. There are two types of CDRS; SSA conducts work continuing disability reviews and medical continuing disability reviews. The biggest take-away from these survey results is that you should be prepared for a long wait if you’re applying for SSDI or SSI. Please reference the Terms of Use and the Supplemental Terms for specific information related to your state. yesterday they approved my ssdi. The attorney listings on this site are paid attorney advertising. More recent statistics from from the government indicate that Social Security has made significant headway in reducing the hearing backlog. Re: Approved for SSDI in 3 Months Yes i do agree that Doctors reports carry the burden of evidence of disability, along with objective test results. Work review. Twelve months’ back pay is the most you can receive. For instance, if you receive an approval for RSDI or SSI at the Initial or Reconsideration level, then you may receive your disability award letter within three months. SSI claimants will be eligible for their first payment on the first of the month after they apply for disability (but they will likely receive the first few months' payments in SSI back payments, since the SSA takes at least a few months to grant disability benefits).Reinstatement. SSDI vs SSI; Qualifying Conditions; First-Time Disability Applicants. According to government data, the reconsideration process took an average of 109 days (more than three months) in 2019. After you turn in your application for SSDI or SSI, a disability examiner will make an initial decision on whether you qualify for benefits. There are several steps that need to take place prior to your receipt of benefits. In 2020, the average SSDI payment will be around $1,237 per month. This makes sense, because these “concurrent” applications are more complex and therefore probably take longer to review; they may also require more bureaucratic coordination between different offices. Your use of this website constitutes acceptance of the Terms of Use, Supplemental Terms, Privacy Policy and Cookie Policy. or do both continue. Each month you delay benefits will increase your SS income payment and between 66 and age 70 you can get an 8% increase each year – which would be 32% increase! Additionally, SSI benefits begin on the first of the month that a social security disability application is submitted and approved, but for SSDI there is a five-month waiting period. "It takes an unbelievable amount of time to get approval, from the application to final approval. The Social Security office will then send your file to be reviewed for approval or denial based on the information provided in your initial appl… If your SSDI claim has been approved, you can expect to start receiving monthly payments covering the period beginning with the sixth full month after the date the Social Security Administration determines your disability began. If you get Social Security Disability Income (SSDI), you probably have Medicare or are in a 24-month waiting period before it starts. If your state does not automatically grant benefits, must complete a Medicaid application based on your new disabled status. If you got a tue bench decision, the ALJ would have read the decision into the record and you would have gotten a letter in 10 to 14 days. Nearly four in ten (37%) got an answer within three months, while a similar number (38%) had to wait longer than six months. (Learn more about our survey results on SSDI and concurrent applications.). You’ll start the two-year waiting period once you’ve been approved for SSDI. There is no such waiting period for SSI payments. The overall average was 27 months. This includes things like rent, medical expenses (like doctors visits, medications, etc. If your application is approved within a year, you will receive seven months’ back pay. We process disability claims for benefits through two programs: the Social Security disability insurance program and the Supplemental Security Income (SSI) program. Every Step In The SSI Application Process, Explained. I wanted to share Brenda Puckette’s disability approval success story so you better understood how The Disability Digest can get you approved for disability in record time! Social Security Disability Successful Approval In Just 2 Months… Learn How! Once applicants get to a hearing, they have to wait again for the judge’s decision. However, the processing times vary. The amount of time it takes to get that decision can vary considerably. Do the SSDI Approval Rates by State Vary A Lot? Even if you have a good case, a lawyer who understands the laws and how the system works is key.". En español | Probably not. if the ALJ simply announced he was going to approve your claim, that is not a bench decision, and then it could take 2 to 4 months for the deecision and another 30 to 60 days for the final award letters to be issued and benefits to be paid. In some states, the information on this website may be considered a lawyer referral service. Getting Approved Faster; Appealing Disability Denials. Typically you will receive disability benefits within 60 days of your favorable decision Whether your claim was approved in one month or two years, your disability benefits can never arrive soon enough! Once your SSDI application is approved, your retroactive pay will be calculated along with your back pay, and a lump sum for both will be issued sometime thereafter. Patience is the one thing you need! By October 2020, the average wait time for a hearing was about 10 months. If your onset date is on the 4th of a month, that month does not count (this is why I encourage my clients to allege an onset date on the last day of the previous month.) The overall average wait time was 15.3 months. The average time to receive a decision was about two months, but nearly two in ten (19%) waited more than three months. Recently, she did an amazing job helping her friend Magnolia get approved for disability (in two months!) This makes sense, because written decisions for denials of benefits need to be more detailed (to stand up to further appeal); as a result, they can take longer to write. How are Payments Received? If you are approved for SSDI only, you'll most likely receive one lump-sum payment for the entire amount of your backpayments. Naturally, the specifics of your case—including the amount of time it takes to obtain necessary medical evidence—could affect how long you have to wait for a decision after your application or after a hearing. Before you can get to a disability hearing, you need to go through a reconsideration review with a disability examiner. If you’re disabled, you may be eligible for Social Security Disability income (SSDI or SSD) benefits. If someone gets approved for disability at their initial disability claim (i.e. The letter should come soon if it was done a week ago. Medicare coverage kicks in for most SSDI recipients two years after the first month they are eligible for their monthly disability benefits. Turns out they missed a listing all along that automatically qualifies me, and I'm sharing this in hopes to help others with similar problems. You'll want to check your Social Security Disability status every now and then. The five-month waiting period is applied by subtracting 5 months from the 17 months between the established onset date and the application date. A regular claim could take 4 to 6 months but you filed with WWP it could of only took 2 months. The SSA runs two different disability programs, Supplemental Security Insurance (SSI) and Social Security Disability Insurance (SSDI). But a big part of it, i believe is how it all affects your daily living.If what you say in your own words confirms the diagnosis, not only for the work aspect, but your limitations at home, i think it carries some weight. The amount of your monthly Social Security disability benefits depends on SSA’s calculation of your average lifetime earnings prior to the time your disability began. The Social Security Administration (SSA) typically decides within four to six months, though it is not uncommon to take longer. If it takes two years, you will receive 12 months of back pay. People with disabilities can receive much bigger payments from SSDI than from SSI. Do Not Sell My Personal Information. We also asked readers who went to a hearing how long the entire process took them, from when they filed their initial application until they received a decision after the hearing. Whether it’s worth the wait depends, of course, on whether or not you get benefits at the end of the process. So the amount of time it will take you to get through the process—especially the time you wait for a hearing date—may largely depend on where you live. The approval rates for all U.S. states can vary a lot. So, if your backpay starts two years ago, your Medicare starts right now! (SSDI stands for Social Security disability insurance, which includes monthly checks as well as Medicare after a mandatory two-year wait.) In some cases, you can get on Medicaid while waiting. Government statistics show that the time to get a hearing date varies widely across the country. The five-month waiting period would apply in your case, so you would not have gotten any SSDI for the first five months you were disabled, but for those months you should have gotten the full SSI amount, so it would not make a difference in the amount. For instance, if you receive an approval for RSDI or SSI at the Initial or Reconsideration level, then you may receive your disability award letter within three months. This is a Notice of Decision. By October 2020, the average wait time for a hearing was about 10 months. If your application was not approved, the letter will explain why you were denied Social Security Disability benefits and what you need to do if you want to appeal the decision. So yes, this makes sense, but I still don’t agree with it. She uses what little energy she has to help others. The amount of time it takes to get that decision can vary considerably. So if the time between your established onset date is 20 months prior to your approval date, you will get all 12 months of allowable back pay (20 – 5 = 15 months, but the maximum number of months … Permanent Disability Benefits in Kentucky, how Social Security Disability and SSI work. Re: Approved for SSDI in 3 Months You can only have $2000 and under in assets in your account (pretty easy to maintain given the state of the economy and our economy) on any given month or you are offset by the overage. But it adds time. If your disability began in July, your benefit eligibility begins in December. The severity of his back condition was bad, but no more so than many other claimants with failed back surgery who seek SSD benefits. SSI is a means-tested program for people with disabilities who have very limited means, but SSDI is an insurance program that is available to qualified workers with disabilities regardless of their resources. This is a Notice of Decision. Most commonly, it is set at last day worked. Some SSI applicants may receive benefits before their claim is approved or denied through the Presumptive Disability program. It can be frustrating to wait for the decision on your disability benefits claim. It's important to point out that our survey included readers who had completed the process in 2017 or earlier. The first waiting period is the time between the date you file for benefits and the date you receive your first Social Security disability check. Once approved for SSDI, the monthly benefit can be used to help with daily living needs. If your backpay starts one year ago, your Medicare starts in one year from now. Supplemental Security Income (SSI) has different rules. Whatever your age when you claim Social Security Disability Insurance (SSDI), Social Security sets your benefit as though you had reached full retirement age. Online it states I'm approved for social security disability. The amount of time it could take in your case depends on several factors, including the backlog in your area, whether you have new medical records that the examiner needs to get, and whether your case involves special circumstances. Because many disability applicants do not actually begin receiving disability benefits on the day they become eligible, it may be less than two years between when you get your first payment and when you are eligible for Medicare. The wait period at Level One may take as little as three months, but the average is four to six months. On average, most people wait 1-2 months before receiving their lump sum back payment. After receiving SSDI benefits for two years, a disabled person will be eligible for Medicare benefits. How to Help a Friend Get Approved for Disability One for SSDI and one for SSI (Disability). According to disabilitybenefitscenter.org, the SSDI 5 month waiting period or SSDI waiting period exists to ensure that during the early months of a qualifying disability, the Social Security Administration is not paying benefits to people who end up not having a long-term disability. SSDI is available for those who were able to work in the past but are now finding they can’t work for at least twelve months because they are experiencing a disabling condition. I simultaneously. Jamesia is disabled and often homebound. From the time it takes a disability examiner to review your application through the time it takes to get a hearing date, case backlogs are responsible for most of the delays. My Jaw almost hit the floor. I represent a 52 year old former Cable Television maintenance worker with neck and back problems whose Social Security Disability (“SSD”) application was approved today after two months. As of October 2020, average waits ranged from six to 16 months in different hearing offices (down from a range of nine to 25 months in 2018). For instance, if you receive an approval for SSD or SSI at the initial claim (meaning the disability application level) or reconsideration appeal level, you may receive your disability award letter within three months. What conditions qualify for disability in Kentucky? Most people ask, “How soon can I get my first payment after my SSD claim’s approved?” SSA guidelines say the soonest you’ll get your first payment is six full months … If you’re thinking of applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI)—or you’ve already applied—you may have heard that it takes a long time to find out if you’ll receive benefits. … and also get Medicaid and a personal care aide. This is the case even if your application is fast-tracked and approved during those months. Can you get disability for ankylosing spondylitis? Then SSDI would start to kick in around February 2016. An application for disability benefits can be filed online, in the local Social Security office, or by phone. If your application is approved, your first Social Security benefit will be paid for the sixth full month after the date we find that your disability began. Finally, we asked readers who were approved for SSI how long it took them to receive their first benefits check after their applications were approved. More recent statistics from from the government indicate that Social Security has made significant headway in reducing the hearing backlog. Social Security will subtract your countable income from your monthly SSI amount (which is generally $783 per month, although in some states, the amount is higher). We review the application to make sure some basic requirements for disability benefits are met. You have options in either case. Anything else is just speculation. Step 3: First Payment Arrives After Your SSD Claim’s Approved . How to Apply; How Long Does It Take? FACT SHEET: Medicare Two-Year Waiting Period for People with Disabilities Background When Medicare expanded in 1972 to include individuals with significant disabilities, Congress stipulated that people with disabilities must first receive Social Security Disability Insurance (SSDI) for 24 months before gaining Medicare eligibility. ____________________________________________________________________________, Get approval tips with our SSDI Navigator, Get Approval Tips with our FREE SSDI Navigator email program, Copyright ©2021 MH Sub I, LLC dba Nolo ® Self-help services may not be permitted in all states. Online it shows I have 2 claims. approved 6 months to the day including recon appeal!!!! After Social Security Disability Approval, When Do Payments Begin? Social Security generally pays the past-due benefits for SSI or combined SSI/SSDI in three equal installment payments that are separated by six months … People who qualify for SSI can also receive Medicaid benefits. Tips for getting Social Security Disability or SSI benefits approved Several different factors can affect how long it will take for you to get a final decision on your SSDI or SSI application, especially if you request a hearing after an initial denial. Cities with shorter wait times included Houston, Cleveland, Philadelphia, and Pittsburgh, while some of the longest waits were in Albuquerque, Reno, and Phoenix. If your application has been denied twice and you have requested a hearing, the waiting can be much longer – as long as two years or more. SSI … If your SSDI claim has been approved, you can expect to start receiving monthly payments covering the period beginning with the sixth full month after the date the Social Security Administration determines your disability began. The maximum number of months of past due benefits (back pay) a beneficiary can receive is 12 months. I would just wait for the letter. The severity of his back condition was bad, but no more so than many other claimants with failed back surgery who seek SSD … The 5 month waiting period applies only in SSDI claims – the rule basically says that you do not get your SSDI benefits for the first 5 full months from the date that you are deemed disabled. If you are approved at the hearing level, then first you will receive a letter from the hearing office stating you have been approved. Congrats on the approval. Initial disability claims generally take about three months for a decision; even if that decision is a denial, the denial can be appealed with a reconsideration appeal, formally known as a request for … How does a person get approved for disability benefits? That’s because you must prove that you cannot work directly as a result of your disability to qualify for benefits. Although it is possible to read all about the application process online, having a person answer questions is a plus because the process of getting social security disability benefits can be long and complicated, and it is impossible to know beforehand if your claim will be approved initially, or after an appeal process. Nearly four in ten (37%) got an answer within three months, while a similar number (38%) … Your monthly benefits begin a month to two months after the date of the decision. Timing of Lump Sum Payments of Backpay It can take a couple months for Social Security to issue backpay, especially for concurrent claims and in other special situations. 17 – 5 =12, so the person would still receive 16 months of back payments and 12 months of retroactive payments, for a total of 28 months. Given that this could be your best opportunity to win benefits, it s important to take the right steps leading up to your SSDI hearing. Home / Applying for Benefits, Featured, Frequently Asked Questions, SSDI & SSI Overview / I’ve Been Approved for SSDI benefits, How Much Will I Get Every Month? ), utilities, etc. You’ll be enrolled in Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). If you've been waiting for months, it's reasonable to check every few days. Our survey results didn’t show a significant difference in the amount of time it took to get an initial approval or denial after filing a disability application. At a time when there are record wait times for processing Social Security Disability (“SSD”) claims, sometimes the State agency quickly approves SSD claims, in much less time than usual. Examples include the completion of a vocational rehabilitation program, an SSI child’s 18th birthday, when a baby turns one year old, and sometimes work-related income within the first 24 months of entitlement to SSD benefits. SSI. 2/3 of all initial disability applications get denied! The 24 months start the day you first qualify for SSDI. Because SSDI benefits are based on your earning record and not your income, the amount of payment varies from person to person. For example, if your disability began anytime in January of 2012, your first benefit would be paid for July of 2012. How to Appeal a Denial; Disability Approval Process; Legal Representation; Menu. All SSDI claims are subject to a waiting period for benefits: The earliest payments can start is five months from the date that Social Security determines your disability began, based on the medical evidence you provide. Additionally, SSI benefits begin on the first of the month that a social security disability application is submitted and approved, but for SSDI there is a five-month waiting period. SSI is a financial need-based program for disabled individuals who haven’t earned enough work credits or haven’t worked at all in the past 10 years. Taking both these steps could add years to the process. Like I said before it could go either way in that short period of time. The SSI Award Letter from Social Security, Social Security Disability and SSI Mental Claims and Criteria. Many people think that they will get Medicare upon receiving Social Security Disability benefits and are caught by surprise when they learn there is a two year waiting period. Like Like After you have been approved for Social Security Disability Insurance, there is usually a two year waiting period before you will be eligible to receive Medicare. If you get SSDI, you will have a waiting period of 24 months to qualify for Medicare. I represent a 58 year old auto mechanic with spinal problems, whose SSD application was approved in two months. Finally, after receiving their SSDI benefits, individuals must wait an additional 24 months before they receive Medicare coverage. SSA issues two separate award notices, one for SSI and one for SSDI, when a concurrent claim has been approved. More than a third (35%) said it took between two and three years, while nearly a quarter (24%) told us it took more than three years. For example, if your disability began on June 15, 2018, your first benefit would be paid for the month of December 2018, the sixth full month of disability. The Disability Determination Services only approves approximately 37 percent of the initial Social Security Disability applications received by the SSA. Remember that Social Security imposes a five-month waiting period for benefits after the onset of your disability. First, the Social Security Administration must make a determination of SSDI approval. It may depend how much you were earning. SSD Approved in Two Months I represent a 55 year old former truck driver with a bad back whose application for Social Security Disability (“SSD”) benefits was approved after two months. What withholdings will be taken from your back payment. Also, some events can trigger a CDR. The benefit covers the previous month; if you are eligible for benefits in December, for example, the benefit for that month arrives in January. This was a relatively small group in our overall survey, but nearly two-thirds (65%) said that they got the check within two months or less. Re: Approved for SSDI in 3 Months You can only have $2000 and under in assets in your account (pretty easy to maintain given the state of the economy and our economy) on any given month or you are offset by the overage. We surveyed readers across the U.S. who recently went through the application process for SSDI or SSI. It was the presentation of […] Four in ten readers got an answer within a month, and about the same number heard within one to three months. There are several steps that need to take place prior to your receipt of benefits. Learning how the system works and disability secrets for getting your claim approved are essential before you apply. (Full retirement age, or FRA, is the point at which you qualify for 100 percent of the benefit Social Security calculates from your lifetime earnings.) Three equal installment payments that are separated by six months after they filed applications. 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